Calculator · before you buy
Florida property tax calculator
The annual property tax on a Florida home, in any of the 67 counties — with both layers of the homestead exemption applied separately, which is where most calculators get it wrong, and with Save Our Homes portability if you are moving from another Florida home.
All 67 countiesUpdated August 2026
What a $400,000 home pays, county by county
The same calculation already done, with and without the homestead exemption:
| County | Total millage | With homestead | Without | The exemption saves |
|---|---|---|---|---|
| Miami-Dade | 18.4893 | $6,620 | $7,396 | $775 |
| Broward | 19.8638 | $7,096 | $7,946 | $850 |
| Palm Beach | 17.4918 | $6,264 | $6,997 | $732 |
| Hillsborough | 18.8553 | $6,740 | $7,542 | $802 |
| Orange | 17.4100 | $6,239 | $6,964 | $725 |
| Pinellas | 18.4941 | $6,613 | $7,398 | $785 |
| Duval | 17.8910 | $6,404 | $7,156 | $752 |
| Lee | 13.9967 | $5,020 | $5,599 | $579 |
| Polk | 15.4378 | $5,521 | $6,175 | $654 |
| Brevard | 13.7669 | $4,939 | $5,507 | $568 |
| Volusia | 17.4169 | $6,211 | $6,967 | $756 |
| Pasco | 17.2168 | $6,167 | $6,887 | $719 |
| Seminole | 15.3480 | $5,489 | $6,139 | $650 |
| Sarasota | 12.7527 | $4,606 | $5,101 | $495 |
| Manatee | 14.5524 | $5,239 | $5,821 | $582 |
| Collier | 9.8185 | $3,535 | $3,927 | $393 |
| St. Johns | 13.9738 | $5,037 | $5,590 | $553 |
| Monroe | 8.2361 | $2,949 | $3,294 | $346 |
The spread is larger than people expect
Across all 67 counties the total millage runs from 8.2361 in Monroe to 21.5570 in St. Lucie. On the same $400,000 home that is $2,949 a year against $7,681 — a difference of $4,732 every year, for nothing but the county line. If you are moving from out of state and have not yet chosen where, this is the single decision that moves your housing cost most.
How the calculation works
Assessed value, minus exemptions, times the millage rate — done twice, because the school portion and everything else get different exemptions. The first $25,000 of the homestead exemption comes off the whole bill; the second layer, $26,411 in 2026, comes off the non-school portion only. That is why the two lines in the result have different taxable values.
Portability: the benefit moves with you
If you are selling a Florida home you had homesteaded and buying another, you can carry the Save Our Homes benefit across — the gap between what that home was worth and what it was assessed at. Up to $500,000 of it, under s. 193.155(8). It is the largest single deduction most Florida movers never claim, and it is not automatic: you file form DR-501T with the new county by 1 March.
Say you had a home worth $600,000 assessed at $350,000 — $250,000 of accumulated benefit — and you buy in Miami-Dade:
| The new home is worth | Benefit you carry | Assessed value | Tax with homestead | Portability saves |
|---|---|---|---|---|
| $300,000 | $125,000 | $175,000 | $2,460 | $2,311 |
| $450,000 | $187,500 | $262,500 | $4,078 | $3,467 |
| $600,000 | $250,000 | $350,000 | $5,696 | $4,622 |
| $900,000 | $250,000 | $650,000 | $11,243 | $4,622 |
Notice the middle rows. If the new home is worth less than the one you left, the transfer is proportional, not the whole amount: you keep the same share of benefit, not the same dollars. Buying down does not let you carry the full deduction into a smaller house.
Where these numbers come from
Total millage rates from the Florida Department of Revenue's “Millage and Taxes Levied” report, 2025 edition — the most recent published. Counties adopt the following year's rates at their September budget hearings. These are county totals; your municipality may differ. The homestead exemption and the Save Our Homes cap are set by s. 196.031 and s. 193.155 of the Florida Statutes and Article VII of the state constitution.
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Perozo Molina Group · +1 689 680 1112 · WhatsApp +1 689 680 1112 · perozomolina.com
A real estate team at Miami New Realty, a licensed Florida real estate brokerage (licence CQ1020974), 2470 NW 102 PL Suite 107, Doral, FL 33172. This is an estimate, not a quote. The figures come from the sources named on the page this was printed from. Nothing here is tax or legal advice.