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New construction · Perozo Molina Group

New homes in Panama City

21 new-construction communities in Panama City, from $214,900. Prices, floor plans, HOA and CDD, refreshed monthly.

21 communitiesFrom $214,900Updated August 2026

FloridaPanhandle

We track 21 new-construction communities in Panama City, from $214,900 to $404,966, with a median starting price of $284,900.

Prices here cluster tightly: the most expensive community starts at only 1.9 times the cheapest. That usually means the decision is about the specific community and its monthly charges rather than about the price of entry.

None of these communities publishes a CDD assessment, and 1 publish an HOA fee. That is worth confirming rather than assuming: a CDD that is not advertised is still owed, and it arrives on the property tax bill rather than as a separate invoice.

Amenities and monthly dues

Not every builder publishes these. Of the 21 communities here, 0 list their amenities, 4 say what type of home they build and 1 publish an HOA or CDD figure. Filter by one of them and the rest drop out even if they would have qualified — the counter tells you how many.

Showing 21 of 21 communities.

New homes at Sunny Hills in Chipley, Florida

Sunny Hills

Chipley · Panama City

3 – 5 bed · 2 – 3 bath · from 1,281 sq ft

From $214,900

New homes at Salt Creek Townhomes at Mexico Beach in Mexico Beach, Florida

Salt Creek Townhomes at Mexico Beach

Mexico Beach · Panama City

3 – 4 bed · 2.5 bath · from 1,460 sq ft

From $259,900

New homes at Liberty in Panama City, Florida

Liberty

Panama City · Panama City

3 – 5 bed · 2 – 3.5 bath · from 1,281 sq ft

From $249,900

New homes at Magnolia Ridge · Classics Collection in Panama City, Florida

Magnolia Ridge · Classics Collection

Panama City · Panama City

3 – 4 bed · from 1,474 sq ft

From $239,990

HOA $38 a month

New homes at Magnolia Ridge · Majors Collection in Panama City, Florida

Magnolia Ridge · Majors Collection

Panama City · Panama City

3 – 4 bed · from 1,290 sq ft

From $239,990

New homes at Morningside in Panama City, Florida

Morningside

Panama City · Panama City

3 – 4 bed · 2 bath · from 1,427 sq ft

From $274,900

New homes at Park Place in Panama City, Florida

Park Place

Panama City · Panama City

3 – 4 bed · 2 – 2.5 bath · from 1,427 sq ft

From $293,900

New homes at Titus Park in Panama City, Florida

Titus Park

Panama City · Panama City

3 – 5 bed · 2 – 3.5 bath · from 1,637 sq ft

From $308,175

New homes at Bayside at Ward Creek in Panama City Beach, Florida

Bayside at Ward Creek

Panama City Beach · Panama City

3 – 5 bed · 2 – 3 bath · from 1,459 sq ft

From $299,155

New homes at Caballeros Estates At Hombre in Panama City Beach, Florida

Caballeros Estates At Hombre

Panama City Beach · Panama City

3 – 5 bed · 2 – 3 bath · from 1,689 sq ft

From $404,966

New homes at Colonial East in Panama City Beach, Florida

Colonial East

Panama City Beach · Panama City

3 – 4 bed · 2 – 3.5 bath · from 1,302 sq ft

From $360,905

New homes at Colonial East Townhomes in Panama City Beach, Florida

Colonial East Townhomes

Panama City Beach · Panama City

3 bed · 2.5 bath · from 1,459 sq ft

From $272,962

New homes at Sanctuary Beach in Panama City Beach, Florida

Sanctuary Beach

Panama City Beach · Panama City

3 – 4 bed · 2.5 – 3.5 bath · from 1,771 sq ft

From $393,074

New homes at Buffer Farms in Port St. Joe, Florida

Buffer Farms

Port St. Joe · Panama City

3 – 4 bed · 2 – 3.5 bath · from 1,580 sq ft

From $284,900

New homes at Chateau Nemours in Port St. Joe, Florida

Chateau Nemours

Port St. Joe · Panama City

3 – 4 bed · 2 – 2.5 bath · from 1,398 sq ft

From $319,900

New homes at Salt Pines in Port St. Joe, Florida

Salt Pines

Port St. Joe · Panama City

2 – 4 bed · 2.5 bath · from 1,158 sq ft

From $239,900

New homes at WindMark Beach in Port St. Joe, Florida

WindMark Beach

Port St. Joe · Panama City

3 – 5 bed · 2 – 3.5 bath · from 1,799 sq ft

From $399,900

New homes at Destini Lane in Southport, Florida

Destini Lane

Southport · Panama City

4 – 5 bed · 2 – 3 bath · from 1,832 sq ft

From $384,900

New homes at Hodges Bayou Plantation in Southport, Florida

Hodges Bayou Plantation

Southport · Panama City

3 – 5 bed · 2 – 3.5 bath · from 1,631 sq ft

From $284,900

New homes at Riverbend Run · The Classics in Southport, Florida

Riverbend Run · The Classics

Southport · Panama City

3 – 4 bed · from 1,550 sq ft

From $294,990

Riverbend Run · The Majors

Southport · Panama City

3 – 4 bed · from 1,413 sq ft

From $249,990

Send us the community and we will pull the CDD payoff figure, the HOA budget and the real tax estimate before you sign anything.Talk to usor WhatsApp

What is different about buying new construction in Florida

Four things catch people out, and none of them is about the house.

  • The CDD is not an HOA. It is a unit of local government created under chapter 190 of the Florida Statutes that issued bonds to build the roads and the drainage before the first house was sold. Your lot carries a share of that debt, the county collects it on your tax bill, and it does not appear in the HOA figure the sales office quotes you. Part of it can often be paid off; part of it cannot. The full explanation is here.
  • The tax you will pay is not the tax on the builder's sheet. Until the home is finished it is assessed as land. Your first full bill, on the finished house, is the one to budget from — our property tax calculator will run it with your county's own millage.
  • Incentives are worth what they cost the builder, not what they are advertised at. A rate buy-down and a closing-cost credit are not the same value to you, and neither is a design centre allowance.
  • The builder's contract is the builder's contract. It is not the standard Florida contract, and the deposit terms, the delay clauses and the warranty are all written by them. Read it, or have someone read it, before it is signed.
These are the builders' own published figures, not our estimates. That is their strength and their weakness: prices and fees change between the day they are advertised and the day you close, and communities sell out. We check the specific community before you travel to see it.

Prices, floor plans, HOA and CDD figures come from the builders' own community pages and are refreshed monthly; last update 28 de agosto de 2026. We list what is published — where a fee is not shown it has not been published, which is not the same as there not being one. Communities that have sold out are removed. Nothing here is an offer or a guarantee of availability. The photographs are the homebuilders' own, taken from the community pages they publish.

Perozo Molina Group  ·  +1 689 680 1112  ·  WhatsApp +1 689 680 1112  ·  perozomolina.com

A real estate team at Miami New Realty, a licensed Florida real estate brokerage (licence CQ1020974), 2470 NW 102 PL Suite 107, Doral, FL 33172. This is an estimate, not a quote. The figures come from the sources named on the page this was printed from. Nothing here is tax or legal advice.